Terms of service

Welcome to Sifanna. These Terms of Service ("Terms") govern your use of our website and services operated by Loveleen Kaur Chaddha ("we", "our", or "us").

By accessing or using our website, you agree to be bound by these Terms.

1. Eligibility

You must be at least 13 years old to use our website. By using our services, you confirm that you meet this requirement.

2. Account Registration

To access certain features, you may be required to create an account. You agree to:

* Provide accurate and complete information
* Keep your login credentials secure
* Be responsible for all activities under your account

We reserve the right to suspend or terminate accounts at our discretion.

3. Use of the Website

You agree not to:

* Engage in illegal or fraudulent activities
* Duplicate, copy, or exploit any part of the website without permission
* Use the website for harmful or abusive behavior

We reserve the right to terminate access if any unacceptable behavior is detected.

4. Products and Payments

We sell physical products through our website. All prices are listed in Indian Rupees (INR).

We accept payments via:

* Visa
* Mastercard
* UPI
* Bank Transfers

All payments must be completed before order processing.

5. Refund Policy

Our refund policy is provided separately. By making a purchase, you agree to that policy.

6. Intellectual Property

All content on this website, including text, images, branding, and design, is owned by us.

You may not copy, reproduce, distribute, or exploit any content without prior written permission.

7. Third-Party Services

We may use third-party services and may include links to external websites.

We are not responsible for the content, policies, or practices of any third-party services.

8. Disclaimer of Warranties

Our website and services are provided "as is" and "as available".

We do not guarantee that:

* The website will always be available or error-free
* The information provided is always accurate or complete

Your use of the website is at your own risk.

9. Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for:

* Any indirect, incidental, or consequential damages
* Loss of data, revenue, or profits
* Issues arising from payment failures, delivery delays, or service interruptions

10. Data and Privacy

We collect personal information including names, emails, and payment details.

Please refer to our Privacy Policy for details on how your data is handled.

11. Termination

We reserve the right to suspend or terminate your account immediately if:

* You engage in fraudulent or illegal activity
* You violate these Terms
* You misuse the platform in any way

12. Changes to Terms

We may update these Terms at any time. Continued use of the website after changes means you accept the updated Terms.

13. Governing Law

These Terms are governed by the laws of India.

14. Contact Us

If you have any questions, you can contact us at: